HOW TO BUY A HOME IN LANCASTER NEW CITY HOUSES CAVITE STEPS & PROCEDURES , REQUIREMENTS.
1. Visit Lancaster New City Cavite (formerly Lancaster Estates Cavite)
You may call, text, email or chat with us for your viewing schedule. Suggestion is at least a day before the date. If you are not available or out of country, a trusted representative will do. Since there are only few units left with good location and reservation is on First-Come-First-Serve basis, we suggest you bring cash for reservation payment. For sure, unit with nicest location is no longer available on your next visit.
2. Choose the best location of your preffered house model, phase and village.
Choose the Block and Lot base on our Sales Map. Request computation base on Bank & In house Financing and review it. Ask your Agent to explain the mode of payment for the two financing scheme.
3. Reservation Fee of the house you choose.
After reviewing the computation, the chosen block & lot must be reserved by paying the corresponding reservation fee. Reservation payment will ensure the unit is yours and any price increase price will not affect your reserved unit. A counselling or briefing will follow after paying the reservation fee.
4. Houses in Cavite Lancaster New City-Profriends Form & Bank Forms
After reservation, Bank or InHouse froms or documents will be given for signature. These forms can be brought home and submit after one week. It's a must that you read and understand clauses in the Contract to Sell and other forms. These documents must be submitted within 90 days. Delay in submission of all requirements may cause delay in house construction.
5. 1st Downpayment and Due Date of the house you acquired.
Your first downpayment will start within 30-45 days from reservation date. Submit Promissory Letter thru email to bsr.customerservice@profriends.com if you cannot pay on schedule to avoid cancellation of your reservation. Send us copy of your email for future reference. Next payment is your 2nd DP. Please check or refer to due dates schedule given during reservation.
6. How to open a Checking Account.
If you have no checking account, Profriends have accredited banks like BDO - Wilson St/Greenhills Branch & Planters Development Bank - Imus Branch. On our part, we can assist you with PS Bank - Niog Bacoor Branch & RCBC - Niog Bacoor Branch.
7. Search For Houses Where to get updates of your house?
Email Profirends' Customer Service @ bsr.customerservice@profriends.com to get updates on:
- Updates on Lacking docs or requirements
- Request for Change of Due Date - Can only request once. Admin Fee: Php100.00
- Request for Change of Unit or Ownership - must be done within 120 days from reservation date. Transfer Fee: Php3,000.00
- Payment verification. Request for Payment Ledger
- Lacking documents or requirements
- Buyers may submit by scan email ID, cedula & passport.
- Bank Loan application status
- House Construction Status
- House turn-over schedule or Move-in date
- House Inspection Date or request a Certificate For Inspection (CFI)
- Other matters that need clarification.
Lancaster Housing Loan Qualifications: Buyer's Guide
- Must be Filipino citizen.
- If Buyer is a Filipino Immigrant, must have a Dual Citizenship.
- Must be 18 yrs. - 50 yrs. Must not be more than 50 yrs. old.
- Must be presently working.
- No problem with marital status.
- No pending legal cases.
- No cancelled or unpaid or on amnesty credit cards. No unpaid loan account.
Note: In case application bank financing is disapproved, the account shall be authomatically converted to in-house financing.
Lancaster Home Loan Requirements for Bank Financing
- 3 pcs. 1x1 picture ( buyer & spouse )
- 2 kinds of Valid ID ( Government Issued )
- Tax Account Number (TIN)
- Birth/Marriage Certificate/CENOMAR
- CEDULA ( latest )
- Certificate of Employment / Business Permit / Job Contract
- Proof of Billing Address
- Income Tax Return (locally Employed)
- Special Power of Attorney ( a form to be sign by the buyer & attorney in fact )
- PDC'S for Downpayment
- NO CANCELLED CREDIT CARDS ( no loan past due accounts from any banks )
- NO PENDING CASE at Court ( money matters like ESTAFA etc..)
- NO Marital Status Problem ( not separated with husband or wife )
Lancaster Home Requirements for In-House Financing
- 3 pcs. 1x1 picture ( buyer & spouse )
- 2 kinds of Valid ID ( Government Issued )
- Tax Account Number (TIN)
- Birth/Marriage Certificate
- CEDULA ( if needed )
- Certificate of Employment or Job Contract
- Special Power of Attorney
- 24 pcs PDC's for downpayment
- 36 pcs. PDC's Monthly Amortization
- 1 pc. Guaranted Checks
Know and choose which one will fit you best: Pre-selling or Ready For Occupancy (RFO) Houses
